Expertise · Specialized Investment Funds (SIF)

Beyond mutual funds. Not yet PMS.

SEBI's newest category — for investors who've outgrown the basics, without jumping to PMS.

₹10LMinimum investment (PAN-level)
Apr 2025Effective since
3Broad strategy categories
What SIF actually is

A regulated middle ground

SEBI's newest category. Launched April 1, 2025.

More flexible than a mutual fund. Lower commitment than PMS.

Entry point: ₹10 lakh, at the PAN level across all SIF strategies within one AMC. Waived for accredited investors.

Who it suits

Investors who've already been through a few market cycles via mutual funds.

Who it doesn't

First-time investors — mutual funds remain the right start.

How it's regulated

Under SEBI's mutual fund rules — the same strong regulatory oversight as any mutual fund.

Where it sits

A middle ground — more flexible than a fund, less commitment than PMS.

Where our expertise comes in

Suitability first, strategy second

SIF isn't recommended by default — only when it fits.

01

Suitability check

Risk profile, horizon and ticket size — confirmed first.

02

Strategy selection

Matching the mandate to your goal.

03

Portfolio fit

Sized alongside — not instead of — your mutual funds.

04

Monitor & report

Reviewed at defined intervals.

"

You can't predict. You can prepare.Howard MarksCo-Founder, Oaktree Capital

Wondering if SIF fits your portfolio?

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